Budget tracker that auto-categorizes every bank transaction

I'm tired of exporting CSVs and guessing which category my Amazon charges fall into. I want something that connects to my bank via Plaid (or even just parses exported statements), then uses AI to assign every transaction to a category — groceries, dining, subscriptions, etc. — with a confidence score. It should also flag anything that looks like a duplicate charge or an unexpected spike. I don't need a full budgeting dashboard, just a clean categorized ledger I can filter and export.